New Horizons Bank

Checking

Advantage Checking
Enjoy the advantage of a checking account with multiple features to meet your everyday needs.
- Low minimum daily balance of $500 or $8 monthly service charge or
- Free checking with direct deposit relationship.
- Free checking for full time students.
- Free checking for seniors.
- Free with $5,000 in savings, certificates of deposit or IRAs.
- Free with a $7,500 personal loan or line of credit.
- Unlimited check writing.
- Free first order of special New Horizons checks.
- Free Visa CheckCard with no monthly fee.
- Free New Horizons online banking with bill pay.
- Free image statement.
- No charge for New Horizons ATM access or 24-hour telephone banking.
- No annual fee Visa or MasterCard credit card
Advantage Plus Checking
Earn interest with the benefits of a checking account.
- Minimum daily balance of $1,000 or $10 monthly service charge or
- Free with $10,000 in savings, certificates of deposit or IRAs.
- Free with $15,000 in personal loans or lines of credit.
- Unlimited check writing.
- Free first order of special New Horizons checks.
- Free Visa CheckCard with no monthly fee.
- Free New Horizons online banking with bill pay.
- Free image statement.
- No charge for New Horizons ATM access or 24-hour telephone banking.
- No annual fee Visa or MasterCard credit card.

******IMPORTANT FDIC INFORMATION*****

New Horizons Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. NOW accounts offered by New Horizons Bank are not eligible for the Transaction Account Guarantee Program.

Prime Advantage Checking
Earn more interest with tiered rates on checking with higher balances.

$2,500-$4,999
$5,000-$19,999
$20,000-$49,999
$50,000-$99,999
$100,00 and above
- Minimum daily balance of $2,500 or $12 monthly service charge or
- Free with $20,000 in savings, certificate of deposit or IRAs.
- Free with $25,000 personal loan or line of credit.
- Unlimited check writing.
- Free first order of special New Horizons checks.
- Free Visa CheckCard with no monthly fee.
- Free New Horizons online banking with bill pay.
- Free image statement.
- No charge for New Horizons ATM access or 24-hour telephone banking.
- No annual fee Visa or MasterCard credit card.

Savings

Money Market Savings
Earn high yields with availability and liquidity.
- Minimum daily balance of $10,000 or $15 monthly service charge.
- Limited to 6 transfers per month.
First Step Savings
This is a statement savings account for customers.
- Minimum daily balance of $100 or $5 service charge
- Limited to 9 withdrawals per quarter. Excess withdrawal fee will be $2 per withdrawal over limit.
- No service charge for minors.

Certificates of Deposit

Short-term and long-term investments depending on your investing needs earn high yields with New Horizons certificates
of deposit. Please call for information about our rates and terms - 706-515-2265.

Individual Retirement Account

Individual Retirement Accounts are available in a wide range of options from traditional IRAs, Roth IRAs to Education IRAs.
Ask our banking professionals for details concerning rates and terms. Let us assist you with your retirement plans today.

Special Services

ATM
Our ATM is located in front of the bank with easy street access.
Online Banking and Bill Payment Service
Internet Online Banking is available to allow you the convenience of monitoring current account activity and history.
You will have the ability to transfer funds between your New Horizons accounts and make loan payments online.
Bill Payment features include the ability to schedule one time payments and recurring payments may be scheduled
monthly, weekly or biweekly. This feature will provide you with better control over your finances and savings from
postage costs.
Telephone Banking
Telephone Banking will allow you to make account balance inquiries, determine the most recent transactions on
your account and transfer funds between designated accounts. You may access this service at work, at home or on
the go; all you need is a telephone to access your financial information 24 hours a day, 7 days a week.
Call: 706-515-2222.
MasterCard/Visa
Check out the difference our credit cards offer you with low rates and no annual fees.
Miscellaneous Fees
- Insufficient Funds/Overdrafts $30/check
- Stop Payment $30/check
- Wire Transfers $15
- Return Check $ 5


		Internet Banking • Calculators • Contact Us • Privacy & Security